table border=0 cellpadding=2 cellspacing=7 style=vertical-align:top;trtd width=80 align=center valign=topfont style=font-size:85%;font-family:arial,sans-serif/font/tdtd valign=top class=jfont style=font-size:85%;font-family:arial,sans-serifbr /div style=padding-top:0.8em;img alt= height=1 width=1 //divdiv class=lha href=http://news.google.com/news/url?sa=tamp;fd=Ramp;usg=AFQjCNG8A0vy3YRjm_WuWUtsETjkDk2bZQamp;url=http://www.mortgagenewsdaily.com/channels/pipelinepress/02022012-refinance-plan-gmac-results.aspxbCiti Exits Broker Biz; Fed Addresses Sticky Second bMortgage/b Situation/b/abr /font size=-1bfont color=#6f6f6fMortgage News Daily/font/b/fontbr /font size=-1by Rob Chrisman Yesterday, as I was standing in line at Franklin#39;s BBQ in Austin, bTexas/b, my head began to spin. Not because of the great smell, or from wondering why all these people weren#39;t working at 11AM instead of standing in line, but from trying b/b/fontbr /font size=-1 class=p/fontbr /font class=p size=-1a class=p href=http://news.google.com/news/more?ncl=dsZ9jpHl9gE8riMamp;ned=usnobrband morenbsp;raquo;/b/nobr/a/font/div/font/td/tr/table
table border=0 cellpadding=2 cellspacing=7 style=vertical-align:top;trtd width=80 align=center valign=topfont style=font-size:85%;font-family:arial,sans-serif/font/tdtd valign=top class=jfont style=font-size:85%;font-family:arial,sans-serifbr /div style=padding-top:0.8em;img alt= height=1 width=1 //divdiv class=lha href=http://news.google.com/news/url?sa=tamp;fd=Ramp;usg=AFQjCNGYXmONF7NoStjZSLX7a4AF0tYyJwamp;url=http://bottomline.msnbc.msn.com/_news/2012/01/27/10252614-tight-fisted-mortgage-lenders-pressure-home-salesbTight-fisted bmortgage/b lenders pressure bhome/b sales/b/abr /font size=-1bfont color=#6f6f6fmsnbc.com/font/b/fontbr /font size=-1The percent of bloans/b that required “full documentation” declined steadily from 2000 through 2006, hitting a low of less than 60 percent. Those “no-doc” bloans/b were a big part of the reason bmortgage/b bankers made the bbad/b underwriting decisions that b/b/fontbr /font size=-1 class=p/fontbr /font class=p size=-1a class=p href=http://news.google.com/news/more?ncl=dcndd8fLE7nUztMamp;ned=usnobrband morenbsp;raquo;/b/nobr/a/font/div/font/td/tr/table
table border=0 cellpadding=2 cellspacing=7 style=vertical-align:top;trtd width=80 align=center valign=topfont style=font-size:85%;font-family:arial,sans-serif/font/tdtd valign=top class=jfont style=font-size:85%;font-family:arial,sans-serifbr /div style=padding-top:0.8em;img alt= height=1 width=1 //divdiv class=lha href=http://news.google.com/news/url?sa=tamp;fd=Ramp;usg=AFQjCNEYGHJEi5cjpNtD4eEBUYT3-WQOsQamp;url=http://www.ajc.com/business/mortgage-aid-group-finds-1298520.htmlbbMortgage/b aid group finds troubled homeownership in Atlanta unabated/b/abr /font size=-1bfont color=#6f6f6fAtlanta Journal Constitution/font/b/fontbr /font size=-1b/b floods in her Decatur bhome/b, Lois Wilson refinanced the property in 2004 to use the bequity/b to pay for thousands in water and basement repair costs. John Spink, jspink@ajc.com Those first in line like Talydia Walker (center) from Fort Worth, bTexas/b, b/b/fontbr /font size=-1 class=p/fontbr /font class=p size=-1a class=p href=http://news.google.com/news/more?ncl=dRYzZbTYSmOAykMamp;ned=usnobrband morenbsp;raquo;/b/nobr/a/font/div/font/td/tr/table
table border=0 cellpadding=2 cellspacing=7 style=vertical-align:top;trtd width=80 align=center valign=topfont style=font-size:85%;font-family:arial,sans-serif/font/tdtd valign=top class=jfont style=font-size:85%;font-family:arial,sans-serifbr /div style=padding-top:0.8em;img alt= height=1 width=1 //divdiv class=lha href=http://news.google.com/news/url?sa=tamp;fd=Ramp;usg=AFQjCNEZw2GApUCoLbZGsMcy4pu--7ok7Aamp;url=http://www.prnewswire.com/news-releases/zacks-industry-outlook-highlights-metrocorp-bancshares-texas-capital-bancshares-viewpoint-financial-group-st-bancorp-and-sterling-bancorp-137274553.htmlbZacks Industry Outlook Highlights: Metrocorp Bancshares, bTexas/b Capital b/b/b/abr /font size=-1bfont color=#6f6f6fPR Newswire (press release)/font/b/fontbr /font size=-1Nagging issues like depressed bhome/b prices along with still-high bloan/b defaults and unemployment levels continue to trouble such institutions. Lingering economic uncertainly and its effects also continue to weigh on many banks. The need to absorb bbad/b b/b/fontbr /font size=-1 class=p/fontbr /font class=p size=-1a class=p href=http://news.google.com/news/more?ncl=dOBGj3O-MyE28jMamp;ned=usnobrband morenbsp;raquo;/b/nobr/a/font/div/font/td/tr/table
