table border=0 cellpadding=2 cellspacing=7 style=vertical-align:top;trtd width=80 align=center valign=topfont style=font-size:85%;font-family:arial,sans-serif/font/tdtd valign=top class=jfont style=font-size:85%;font-family:arial,sans-serifbr /div style=padding-top:0.8em;img alt= height=1 width=1 //divdiv class=lha href=http://news.google.com/news/url?sa=tamp;fd=Ramp;usg=AFQjCNF1-1nLIzNHBzbEGsKJmeb0kyVVXwamp;url=http://www.smartcompany.com.au/property/049755-rethinking-australian-bank-business-models-christopher-joye.htmlbRethinking bAustralian/b bank business models: Christopher Joye/b/abr /font size=-1bfont color=#6f6f6fSmartCompany.com.au/font/b/fontbr /font size=-1One frequently sees analysts, strategists, hedge fund managers, and even bodies like the OECD, quote bAustralia#39;s/b woefully high “bloan/b-to-deposit ratio”. With the misplaced preference (post-GFC) for retail deposits, bAustralia#39;s/b banks have managed to b/b/fontbr /font size=-1 class=p/fontbr /font class=p size=-1a class=p href=http://news.google.com/news/more?pz=1amp;ned=usamp;ncl=dkqdJbCVTJaTbvMnobrband morenbsp;raquo;/b/nobr/a/font/div/font/td/tr/table
table border=0 cellpadding=2 cellspacing=7 style=vertical-align:top;trtd width=80 align=center valign=topfont style=font-size:85%;font-family:arial,sans-serif/font/tdtd valign=top class=jfont style=font-size:85%;font-family:arial,sans-serifbr /div style=padding-top:0.8em;img alt= height=1 width=1 //divdiv class=lha href=http://news.google.com/news/url?sa=tamp;fd=Ramp;usg=AFQjCNEgs-C86PY0ZFuNWtouWk0vvORHFgamp;url=http://www.theaustralian.com.au/business/opinion/national-bank-gains-mortgage-market-share-but-return-to-equity-is-eroded/story-e6frg9wx-1226352452314bNational Bank gains bmortgage/b market share, but return to bequity/b is eroded/b/abr /font size=-1bfont color=#6f6f6fThe Australian/font/b/fontbr /font size=-1NATIONAL bAustralia/b Bank#39;s price-led personal banking strategy is a hit with customers, but parts of the investment community still think it will ruin its return on bequity/b. Three years after Cameron Clyne launched the strategy, a sample of cold hard b/b/fontbr /font size=-1 class=p/fontbr /font class=p size=-1a class=p href=http://news.google.com/news/more?pz=1amp;ned=usamp;ncl=dgz3cvwdXqvzyqMnobrband morenbsp;raquo;/b/nobr/a/font/div/font/td/tr/table
table border=0 cellpadding=2 cellspacing=7 style=vertical-align:top;trtd width=80 align=center valign=topfont style=font-size:85%;font-family:arial,sans-serifa href=http://news.google.com/news/url?sa=tamp;fd=Ramp;usg=AFQjCNHMPo1XCUntSNPEC4ICOUX9GgF45Aamp;url=http://www.telegraph.co.uk/finance/financialcrisis/9276147/Row-over-Angela-Merkel-call-for-Greek-euro-referendum.htmlimg src=//nt3.ggpht.com/news/tbn/h-CvA28eoSnmVM/6.jpg alt= border=1 width=80 height=80 /br /font size=-2Telegraph.co.uk/font/a/font/tdtd valign=top class=jfont style=font-size:85%;font-family:arial,sans-serifbr /div style=padding-top:0.8em;img alt= height=1 width=1 //divdiv class=lha href=http://news.google.com/news/url?sa=tamp;fd=Ramp;usg=AFQjCNFjDDO1kH0QJ5WH7L9lr05qBUj1Egamp;url=http://economictimes.indiatimes.com//articleshow/13196073.cmsbbAustralia/b shares at four-month lows as banks slide/b/abr /font size=-1bfont color=#6f6f6fEconomic Times/font/b/fontbr /font size=-1Commonwealth Bank of bAustralia/b, the country#39;s top lender by market value, fell over 2 percent after it reported weaker demand for bhome loans/b. Risk assets around the globe took a beating after the European Central Bank said it has stopped providing b/b/fontbr /font size=-1a href=http://news.google.com/news/url?sa=tamp;fd=Ramp;usg=AFQjCNFOOza5p6HOEOB1_IPHqIJmgbmwFgamp;url=http://sl.farmonline.com.au/news/metro/national/general/markets-live-euro-woes-wipe-100b-off-stocks/2561196.aspxMarkets Live: Investors in #39;panic mode#39;/afont size=-1 color=#6f6f6fnobrStock and Land/nobr/font/fontbr /font size=-1a href=http://news.google.com/news/url?sa=tamp;fd=Ramp;usg=AFQjCNGWGbffKFdMovzsafaQGUuOg5ebGAamp;url=http://www.guardian.co.uk/business/2012/may/18/eurozone-crisis-stock-markets-greece-spainEurozone crisis live: Row after Angela Merkel #39;suggests Greece holds euro b/b/afont size=-1 color=#6f6f6fnobrThe Guardian (blog)/nobr/font/fontbr /font size=-1 class=p/fontbr /font class=p size=-1a class=p href=http://news.google.com/news/more?pz=1amp;ned=usamp;ncl=doQVibRbHHILJrM6b5LUbavPyIr4Mnobrball 8,512 news articlesnbsp;raquo;/b/nobr/a/font/div/font/td/tr/table
table border=0 cellpadding=2 cellspacing=7 style=vertical-align:top;trtd width=80 align=center valign=topfont style=font-size:85%;font-family:arial,sans-serifa href=http://news.google.com/news/url?sa=tamp;fd=Ramp;usg=AFQjCNEXzbXgkVNPIWyLLURsmVkga8dYbAamp;url=http://www.smh.com.au/business/old-virtues-the-new-cba-theme-20120517-1ytjf.htmlimg src=//nt1.ggpht.com/news/tbn/GR7dr4tJpcLquM/6.jpg alt= border=1 width=80 height=80 /br /font size=-2Sydney Morning Herald/font/a/font/tdtd valign=top class=jfont style=font-size:85%;font-family:arial,sans-serifbr /div style=padding-top:0.8em;img alt= height=1 width=1 //divdiv class=lha href=http://news.google.com/news/url?sa=tamp;fd=Ramp;usg=AFQjCNGAjrnl1ip1bwbvqpaLIIZV1DXakAamp;url=http://www.globalpropertyguide.com/news-Offshore_demand_pushes_Australia_banks_loans_to_property-1250bOffshore demand pushes bAustralia/b banks bloans/b to property/b/abr /font size=-1bfont color=#6f6f6fGlobal Property Guide/font/b/fontbr /font size=-1b/b the market will do a large portion of their deals with bequity/b and the banks will compete hard to offer any debt that might be taken on board,” Mr. Butler told Business Spectator.com The bAustralian/b Bureau of Statistics said the demand for bhome loans/b b/b/fontbr /font size=-1a href=http://news.google.com/news/url?sa=tamp;fd=Ramp;usg=AFQjCNHbabR6I6pRAszCTSzsUXNgr19bQAamp;url=http://www.smh.com.au/business/cba-shares-slump-despite-bumper-profit-20120517-1ys0u.htmlCBA shares slump despite bumper profit/afont size=-1 color=#6f6f6fnobrSydney Morning Herald/nobr/font/fontbr /font size=-1 class=p/fontbr /font class=p size=-1a class=p href=http://news.google.com/news/more?pz=1amp;ned=usamp;ncl=dRE3KH_vE6LqdrMGRNJeia4jFL6AMnobrball 166 news articlesnbsp;raquo;/b/nobr/a/font/div/font/td/tr/table
