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Mortgage Rates Currently Lower: 30 Year Mortgage Rates at 3.98% MonitorBankRates.com
table border=0 cellpadding=2 cellspacing=7 style=vertical-align:top;trtd width=80 align=center valign=topfont style=font-size:85%;font-family:arial,sans-serifa href=http://news.google.com/news/url?sa=tamp;fd=Ramp;usg=AFQjCNEnJ3IlcW3Gqy94bgnoqm2NNDd4Pwamp;url=http://www.monitorbankrates.com/mortgages/mortgage-rates-currently-lower-30-year-mortgage-rates-at-3-98img src=//nt0.ggpht.com/news/tbn/6BLQ3uEXeUKgGM/6.jpg alt= border=1 width=80 height=80 /br /font size=-2MonitorBankRates.com/font/a/font/tdtd valign=top class=jfont style=font-size:85%;font-family:arial,sans-serifbr /div style=padding-top:0.8em;img alt= height=1 width=1 //divdiv class=lha href=http://news.google.com/news/url?sa=tamp;fd=Ramp;usg=AFQjCNEnJ3IlcW3Gqy94bgnoqm2NNDd4Pwamp;url=http://www.monitorbankrates.com/mortgages/mortgage-rates-currently-lower-30-year-mortgage-rates-at-3-98bMortgage bRates/b Currently Lower: 30 Year Mortgage bRates/b at 3.98%/b/abr /font size=-1bfont color=#6f6f6fMonitorBankRates.com/font/b/fontbr /font size=-1Jumbo mortgage brates/b today on 15 year jumbo bloans/b are averaging 3.56%, down from yesterday#39;s average 15 year jumbo mortgage brate/b of 3.58%. Todays bbank/b mortgage brates/b on 1 year adjustable bhome loans/b are averaging 3.62%, up from last week#39;s average 1 b/b/fontbr /font size=-1a href=http://news.google.com/news/url?sa=tamp;fd=Ramp;usg=AFQjCNEGEfZnL_BNmjdaYa8KB1NRZRgS0Qamp;url=http://www.ocregister.com/articles/mortgage-338571-rates-hit.htmlMortgage brates/b hit new record low/afont size=-1 color=#6f6f6fnobrOCRegister/nobr/font/fontbr /font size=-1 class=p/fontbr /font class=p size=-1a class=p href=http://news.google.com/news/more?ncl=d0Fdrlm_NX1SL2MdJC0Ez39pohbdMamp;ned=usnobrball 334 news articlesnbsp;raquo;/b/nobr/a/font/div/font/td/tr/table

Kearny Financial Corp. Reports Second Quarter 2012 Operating Results SYS-CON Media (press release)
table border=0 cellpadding=2 cellspacing=7 style=vertical-align:top;trtd width=80 align=center valign=topfont style=font-size:85%;font-family:arial,sans-serifa href=http://news.google.com/news/url?sa=tamp;fd=Ramp;usg=AFQjCNGpLXvwVN8mbOg7yaby5_kcaR4Dlgamp;url=http://libn.com/2012/02/01/suffolk-bancorp-4q-earnings-down-62-percent/img src=//nt2.ggpht.com/news/tbn/pg0hzgGqzVZLvM/6.jpg alt= border=1 width=80 height=80 /br /font size=-2Long Island Business News/font/a/font/tdtd valign=top class=jfont style=font-size:85%;font-family:arial,sans-serifbr /div style=padding-top:0.8em;img alt= height=1 width=1 //divdiv class=lha href=http://news.google.com/news/url?sa=tamp;fd=Ramp;usg=AFQjCNFbx8195oDe5Y__LojEiShpS3vbrgamp;url=http://www.sys-con.com/node/2152709bKearny Financial Corp. Reports Second Quarter 2012 Operating Results/b/abr /font size=-1bfont color=#6f6f6fSYS-CON Media (press release)/font/b/fontbr /font size=-1For those same comparative periods, the cost of Federal bHome Loan Bank/b (quot;FHLBquot;) borrowings decreased by one basis point to 3.74% from 3.75% while the cost of other borrowings, comprised primarily of depositor sweep accounts, declined five basis points b/b/fontbr /font size=-1a href=http://news.google.com/news/url?sa=tamp;fd=Ramp;usg=AFQjCNE0Uz2_Vk_v4yVflAw1IIv59tVBwAamp;url=http://www.marketwire.com/press-release/fsb-community-bankshares-inc-announces-quarterly-and-annual-results-otcbb-fsbc-1614680.htmSOURCE: FSB Community Bankshares, Inc./afont size=-1 color=#6f6f6fnobrMarketwire (press release)/nobr/font/fontbr /font size=-1a href=http://news.google.com/news/url?sa=tamp;fd=Ramp;usg=AFQjCNFdnW9NMExgXdtKelpkd33W6VqxXAamp;url=http://www.thestreet.com/story/11392680/1/georgetown-bancorp-inc-reports-results-for-the-three-months-and-year-ended-december-31-2011.htmlGeorgetown Bancorp, Inc. Reports Results For The Three Months And Year Ended b/b/afont size=-1 color=#6f6f6fnobrTheStreet.com (press release)/nobr/font/fontbr /font size=-1a href=http://news.google.com/news/url?sa=tamp;fd=Ramp;usg=AFQjCNFSz3bdLPvmFfKnAVmQCIfiNRie6Aamp;url=http://www.4-traders.com/HOPFED-BANCORP-INC-9539/news/HOPFED-BANCORP-INC-HopFed-Bancorp-Inc-Reports-Fourth-Quarter-Results-13991859/HOPFED BANCORP, INC : HopFed Bancorp, Inc. Reports Fourth Quarter Results/afont size=-1 color=#6f6f6fnobr4-traders (press release)/nobr/font/fontbr /font size=-1 class=pa href=http://news.google.com/news/url?sa=tamp;fd=Ramp;usg=AFQjCNFoj1_LWmi0YmP10SRrV_5CIRvOoQamp;url=http://www.dailymarkets.com/stock/2012/01/31/asb-bancorp-reports-fourth-quarter-results/nobrDaily Markets (press release)/nobr/anbsp;-a href=http://news.google.com/news/url?sa=tamp;fd=Ramp;usg=AFQjCNEhbXuw7q2pJQPKF3pzADnDeAl3Twamp;url=http://www.marketwatch.com/story/fsb-community-bankshares-inc-announces-quarterly-and-annual-results-2012-02-02nobrMarketWatch (press release)/nobr/a/fontbr /font class=p size=-1a class=p href=http://news.google.com/news/more?ncl=dKHT6pAa_vFpotM77ng1leyNQ5tUMamp;ned=usnobrball 218 news articlesnbsp;raquo;/b/nobr/a/font/div/font/td/tr/table

Obama Uses Housing as Foil to Romneys Hit Bottom Strategy BusinessWeek
table border=0 cellpadding=2 cellspacing=7 style=vertical-align:top;trtd width=80 align=center valign=topfont style=font-size:85%;font-family:arial,sans-serifa href=http://news.google.com/news/url?sa=tamp;fd=Ramp;usg=AFQjCNEqxrDHKlS7LMdoJ9_7t2dzgmopLAamp;url=http://www.politico.com/news/stories/0212/72305.htmlimg src=//nt1.ggpht.com/news/tbn/gTMmj2h99Lg7-M/6.jpg alt= border=1 width=80 height=80 /br /font size=-2Politico/font/a/font/tdtd valign=top class=jfont style=font-size:85%;font-family:arial,sans-serifbr /div style=padding-top:0.8em;img alt= height=1 width=1 //divdiv class=lha href=http://news.google.com/news/url?sa=tamp;fd=Ramp;usg=AFQjCNHt2ZCAzeMf2mWeBtl8RSBQA17wXQamp;url=http://news.businessweek.com/article.asp?documentKey%3D1376-LYQJJU0UQVI901-29QD6UQK8IS6U1MF6IDKJQHLGUbObama Uses Housing as Foil to Romney#39;s #39;Hit Bottom#39; Strategy/b/abr /font size=-1bfont color=#6f6f6fBusinessWeek/font/b/fontbr /font size=-1Fannie Mae and Ginnie Mae securities, which would be damaged by homeowners refinancing into lower-cost bloans/b, gained, according to data compiled by Bloomberg. bRates/b for 30-year US mortgages declined to the lowest level on record after Obama#39;s b/b/fontbr /font size=-1a href=http://news.google.com/news/url?sa=tamp;fd=Ramp;usg=AFQjCNFr5MjsPq1YwZmbhRKLWbGhLEgIeAamp;url=http://www.washingtonpost.com/blogs/ezra-klein/post/experts-react-to-obamas-new-housing-plan/2012/02/02/gIQAR3OmkQ_blog.htmlExperts react to Obama#39;s new housing plan/afont size=-1 color=#6f6f6fnobrWashington Post (blog)/nobr/font/fontbr /font size=-1a href=http://news.google.com/news/url?sa=tamp;fd=Ramp;usg=AFQjCNGHeczIqZb_L4X5CuHUv_7QJlkYWwamp;url=http://www.businessday.co.za/articles/Content.aspx?id%3D164135Obama #39;after political points#39; with latest scheme for US housing/afont size=-1 color=#6f6f6fnobrBusiness Day/nobr/font/fontbr /font size=-1a href=http://news.google.com/news/url?sa=tamp;fd=Ramp;usg=AFQjCNF1gYb_X-X2ijugXuG-tq5iuX5t9wamp;url=http://www.sooeveningnews.com/newsnow/x715342707/Obama-details-broader-housing-planObama details broader housing plan/afont size=-1 color=#6f6f6fnobrSault Ste. Marie Evening News/nobr/font/fontbr /font size=-1 class=pa href=http://news.google.com/news/url?sa=tamp;fd=Ramp;usg=AFQjCNGkIvETyrsQ6RP0mf5Hkcf5MzPXiAamp;url=http://blogs.desmoinesregister.com/dmr/index.php/2012/02/02/reprint-obama-aims-to-help-borrowers-refinance/nobrDesMoinesRegister.com (blog)/nobr/a/fontbr /font class=p size=-1a class=p href=http://news.google.com/news/more?ncl=dDQA0me15Q9KXsMAxDLGzpEn5ZtWMamp;ned=usnobrball 1,104 news articlesnbsp;raquo;/b/nobr/a/font/div/font/td/tr/table

When the Home Bank Closes Wall Street Journal
table border=0 cellpadding=2 cellspacing=7 style=vertical-align:top;trtd width=80 align=center valign=topfont style=font-size:85%;font-family:arial,sans-serifa href=http://news.google.com/news/url?sa=tamp;fd=Ramp;usg=AFQjCNEdNYAP9mgBaIKRo8Zi0cZkTeOZrgamp;url=http://europe.wsj.com/article/SB10001424052970203686204577112761171475078.htmlimg src=//nt3.ggpht.com/news/tbn/u-5iSat5qTfbaM/6.jpg alt= border=1 width=80 height=80 /br /font size=-2Wall Street Journal/font/a/font/tdtd valign=top class=jfont style=font-size:85%;font-family:arial,sans-serifbr /div style=padding-top:0.8em;img alt= height=1 width=1 //divdiv class=lha href=http://news.google.com/news/url?sa=tamp;fd=Ramp;usg=AFQjCNEdNYAP9mgBaIKRo8Zi0cZkTeOZrgamp;url=http://europe.wsj.com/article/SB10001424052970203686204577112761171475078.htmlbWhen the bHome Bank/b Closes/b/abr /font size=-1bfont color=#6f6f6fWall Street Journal/font/b/fontbr /font size=-1WSJ#39;s Robbie Whelan discusses a consequence of the housing crisis on small business: the drying up of bhome/b-bequity loans/b businesses have relied on for funding. Photo of Garner Grub creator Keith Mullin by Michal Czerwonka for The Wall Street Journal./fontbr /font size=-1 class=p/fontbr /font class=p size=-1a class=p href=http://news.google.com/news/more?ncl=dTOsHLdDOZ2z85Mamp;ned=usnobrband morenbsp;raquo;/b/nobr/a/font/div/font/td/tr/table

Key moves for surviving low interest rates The Associated Press
table border=0 cellpadding=2 cellspacing=7 style=vertical-align:top;trtd width=80 align=center valign=topfont style=font-size:85%;font-family:arial,sans-serif/font/tdtd valign=top class=jfont style=font-size:85%;font-family:arial,sans-serifbr /div style=padding-top:0.8em;img alt= height=1 width=1 //divdiv class=lha href=http://news.google.com/news/url?sa=tamp;fd=Ramp;usg=AFQjCNFRJwqXWYHS1LPJ3e0co3Cakk7YiAamp;url=http://www.google.com/hostednews/ap/article/ALeqM5j2F84Xe2Epv-kkPyLimPTCt93unA?docId%3D68ab042960854d89ab2cfbd66375e024bKey moves for surviving low interest brates/b/b/abr /font size=-1bfont color=#6f6f6fThe Associated Press/font/b/fontbr /font size=-1The prime brate/b and federal funds brate/b don#39;t necessarily move in lockstep with each other. The prime brate/b reflects the actual brates/b at which bbanks/b are lending to each other and is determined by the market. It#39;s used to peg brates/b on bhome equity loans/b, b/b/fontbr /font size=-1 class=p/fontbr /font class=p size=-1a class=p href=http://news.google.com/news/more?ncl=deVqNCukrk7GOSMamp;ned=usnobrband morenbsp;raquo;/b/nobr/a/font/div/font/td/tr/table