table border=0 cellpadding=2 cellspacing=7 style=vertical-align:top;trtd width=80 align=center valign=topfont style=font-size:85%;font-family:arial,sans-serifa href=http://news.google.com/news/url?sa=tamp;fd=Ramp;usg=AFQjCNEKYkugjV4Our0JugBBXN2Xbb7h5Qamp;url=http://www.businessinsider.com/now-this-is-why-interest-rates-are-so-low-2012-2img src=//nt2.ggpht.com/news/tbn/znmUHxNK2sWTaM/6.jpg alt= border=1 width=80 height=80 /br /font size=-2Business Insider/font/a/font/tdtd valign=top class=jfont style=font-size:85%;font-family:arial,sans-serifbr /div style=padding-top:0.8em;img alt= height=1 width=1 //divdiv class=lha href=http://news.google.com/news/url?sa=tamp;fd=Ramp;usg=AFQjCNEmHwntnU4qwCzAkdNo75QOYObl0Aamp;url=http://www.businessinsider.com/what-low-interest-rates-really-mean-for-your-money-2012-2bWhat Low Interest Rates Really Mean For Your Savings And bHome Loans/b/b/abr /font size=-1bfont color=#6f6f6fBusiness Insider/font/b/fontbr /font size=-1Jittery lenders have made it pretty tough to get a bhome equity loan/b, but the deals are good for those who have enough equity and good credit to qualify. Generally, long-bterm/b borrowers of large sums are better off with installment loans, which charge a b/b/fontbr /font size=-1a href=http://news.google.com/news/url?sa=tamp;fd=Ramp;usg=AFQjCNFRJwqXWYHS1LPJ3e0co3Cakk7YiAamp;url=http://www.google.com/hostednews/ap/article/ALeqM5j2F84Xe2Epv-kkPyLimPTCt93unA?docId%3D68ab042960854d89ab2cfbd66375e024Key moves for surviving low interest rates/alink rel=syndication-source href=www.ap.org/68ab042960854d89ab2cfbd66375e024 /font size=-1 color=#6f6f6fnobrThe Associated Press/nobr/font/fontbr /font size=-1 class=p/fontbr /font class=p size=-1a class=p href=http://news.google.com/news/more?ncl=dMH9SQf1fipMVcMeVqNCukrk7GOSMamp;ned=usnobrball 74 news articlesnbsp;raquo;/b/nobr/a/font/div/font/td/tr/table
table border=0 cellpadding=2 cellspacing=7 style=vertical-align:top;trtd width=80 align=center valign=topfont style=font-size:85%;font-family:arial,sans-serifa href=http://news.google.com/news/url?sa=tamp;fd=Ramp;usg=AFQjCNEnJ3IlcW3Gqy94bgnoqm2NNDd4Pwamp;url=http://www.monitorbankrates.com/mortgages/mortgage-rates-currently-lower-30-year-mortgage-rates-at-3-98img src=//nt0.ggpht.com/news/tbn/6BLQ3uEXeUKgGM/6.jpg alt= border=1 width=80 height=80 /br /font size=-2MonitorBankRates.com/font/a/font/tdtd valign=top class=jfont style=font-size:85%;font-family:arial,sans-serifbr /div style=padding-top:0.8em;img alt= height=1 width=1 //divdiv class=lha href=http://news.google.com/news/url?sa=tamp;fd=Ramp;usg=AFQjCNEnJ3IlcW3Gqy94bgnoqm2NNDd4Pwamp;url=http://www.monitorbankrates.com/mortgages/mortgage-rates-currently-lower-30-year-mortgage-rates-at-3-98bMortgage Rates Currently Lower: 30 Year Mortgage Rates at 3.98%/b/abr /font size=-1bfont color=#6f6f6fMonitorBankRates.com/font/b/fontbr /font size=-1Mortgage rates on 30 year conforming bhome loans/b are down slightly and under 4.00% for the second consectutive day. Mortgage rates today on 30 year mortgages are averaging 3.98%, a slight decrease from yesterday#39;s average 30 year mortgage rate of 3.99%./fontbr /font size=-1a href=http://news.google.com/news/url?sa=tamp;fd=Ramp;usg=AFQjCNFSAS2ApzjHChmLLo7s5HHj_A_zIwamp;url=http://www.marketwatch.com/story/85-percent-of-refinancing-homeowners-maintain-or-reduce-mortgage-debt-in-fourth-quarter-26-year-high-2012-02-0285 Percent of Refinancing Homeowners Maintain or Reduce Mortgage Debt in b/b/afont size=-1 color=#6f6f6fnobrMarketWatch (press release)/nobr/font/fontbr /font size=-1 class=p/fontbr /font class=p size=-1a class=p href=http://news.google.com/news/more?ncl=d0Fdrlm_NX1SL2MnbD_K5FRF7Pk-Mamp;ned=usnobrball 285 news articlesnbsp;raquo;/b/nobr/a/font/div/font/td/tr/table
table border=0 cellpadding=2 cellspacing=7 style=vertical-align:top;trtd width=80 align=center valign=topfont style=font-size:85%;font-family:arial,sans-serifa href=http://news.google.com/news/url?sa=tamp;fd=Ramp;usg=AFQjCNEdNYAP9mgBaIKRo8Zi0cZkTeOZrgamp;url=http://europe.wsj.com/article/SB10001424052970203686204577112761171475078.htmlimg src=//nt3.ggpht.com/news/tbn/u-5iSat5qTfbaM/6.jpg alt= border=1 width=80 height=80 /br /font size=-2Wall Street Journal/font/a/font/tdtd valign=top class=jfont style=font-size:85%;font-family:arial,sans-serifbr /div style=padding-top:0.8em;img alt= height=1 width=1 //divdiv class=lha href=http://news.google.com/news/url?sa=tamp;fd=Ramp;usg=AFQjCNEdNYAP9mgBaIKRo8Zi0cZkTeOZrgamp;url=http://europe.wsj.com/article/SB10001424052970203686204577112761171475078.htmlbWhen the bHome/b Bank Closes/b/abr /font size=-1bfont color=#6f6f6fWall Street Journal/font/b/fontbr /font size=-1WSJ#39;s Robbie Whelan discusses a consequence of the housing crisis on small business: the drying up of bhome/b-bequity loans/b businesses have relied on for funding. Photo of Garner Grub creator Keith Mullin by Michal Czerwonka for The Wall Street Journal./fontbr /font size=-1 class=p/fontbr /font class=p size=-1a class=p href=http://news.google.com/news/more?ncl=dTOsHLdDOZ2z85Mamp;ned=usnobrband morenbsp;raquo;/b/nobr/a/font/div/font/td/tr/table
table border=0 cellpadding=2 cellspacing=7 style=vertical-align:top;trtd width=80 align=center valign=topfont style=font-size:85%;font-family:arial,sans-serif/font/tdtd valign=top class=jfont style=font-size:85%;font-family:arial,sans-serifbr /div style=padding-top:0.8em;img alt= height=1 width=1 //divdiv class=lha href=http://news.google.com/news/url?sa=tamp;fd=Ramp;usg=AFQjCNFhbFPp6vsKu4xNLmzx7VvzeTSdgwamp;url=http://www.loansafe.org/two-defendents-from-brooklyn-and-sacramento-charged-for-home-equity-loan-fraudbTwo Defendents From Brooklyn and Sacramento Charged for bHome Equity Loan/b Fraud/b/abr /font size=-1bfont color=#6f6f6fLoanSafe/font/b/fontbr /font size=-1According to court records, Kim and Rashidov were responsible for taking out more than $236000 in bhome equity loans/b for a single property in West Sacramento. As part of the loan application process, Kim allegedly submitted false and fraudulent b/b/fontbr /font size=-1 class=p/fontbr /font class=p size=-1a class=p href=http://news.google.com/news/more?ncl=dtmTmYXG2gTCgAMamp;ned=usnobrband morenbsp;raquo;/b/nobr/a/font/div/font/td/tr/table
table border=0 cellpadding=2 cellspacing=7 style=vertical-align:top;trtd width=80 align=center valign=topfont style=font-size:85%;font-family:arial,sans-serifa href=http://news.google.com/news/url?sa=tamp;fd=Ramp;usg=AFQjCNEqxrDHKlS7LMdoJ9_7t2dzgmopLAamp;url=http://www.politico.com/news/stories/0212/72305.htmlimg src=//nt1.ggpht.com/news/tbn/gTMmj2h99Lg7-M/6.jpg alt= border=1 width=80 height=80 /br /font size=-2Politico/font/a/font/tdtd valign=top class=jfont style=font-size:85%;font-family:arial,sans-serifbr /div style=padding-top:0.8em;img alt= height=1 width=1 //divdiv class=lha href=http://news.google.com/news/url?sa=tamp;fd=Ramp;usg=AFQjCNFtuYVYtrNmOprhoAyyPm0Br2qFHQamp;url=http://www.sfgate.com/cgi-bin/article.cgi?f%3D/c/a/2012/02/01/BU971N140U.DTLbWhite House proposes aid for underwater homeowners/b/abr /font size=-1bfont color=#6f6f6fSan Francisco Chronicle/font/b/fontbr /font size=-1The lender making the new loan would only have to verify that the homeowner has a job. These are the same underwriting brequirements/b under HARP. There are no debt-to-income limits, so a borrower with a bhome/b-bequity loan/b or line of credit could b/b/fontbr /font size=-1a href=http://news.google.com/news/url?sa=tamp;fd=Ramp;usg=AFQjCNFr5MjsPq1YwZmbhRKLWbGhLEgIeAamp;url=http://www.washingtonpost.com/blogs/ezra-klein/post/experts-react-to-obamas-new-housing-plan/2012/02/02/gIQAR3OmkQ_blog.htmlExperts react to Obama#39;s new housing plan/afont size=-1 color=#6f6f6fnobrWashington Post (blog)/nobr/font/fontbr /font size=-1a href=http://news.google.com/news/url?sa=tamp;fd=Ramp;usg=AFQjCNHt2ZCAzeMf2mWeBtl8RSBQA17wXQamp;url=http://news.businessweek.com/article.asp?documentKey%3D1376-LYQJJU0UQVI901-29QD6UQK8IS6U1MF6IDKJQHLGUObama Uses Housing as Foil to Romney#39;s #39;Hit Bottom#39; Strategy/afont size=-1 color=#6f6f6fnobrBusinessWeek/nobr/font/fontbr /font size=-1a href=http://news.google.com/news/url?sa=tamp;fd=Ramp;usg=AFQjCNHDnPxEODWVtdE7ykaveF0n5lR61gamp;url=http://wallstreetpit.com/89276-more-housing-bailoutsMore Housing Bailouts/afont size=-1 color=#6f6f6fnobrWall Street Pit/nobr/font/fontbr /font size=-1 class=pa href=http://news.google.com/news/url?sa=tamp;fd=Ramp;usg=AFQjCNF1gYb_X-X2ijugXuG-tq5iuX5t9wamp;url=http://www.sooeveningnews.com/newsnow/x715342707/Obama-details-broader-housing-plannobrSault Ste. Marie Evening News/nobr/anbsp;-a href=http://news.google.com/news/url?sa=tamp;fd=Ramp;usg=AFQjCNF9tCXfyrjiFOvThvi2RUe2uPZD5wamp;url=http://www.centralvalleybusinesstimes.com/stories/001/?ID%3D20306nobrCentral Valley Business Times/nobr/anbsp;-a href=http://news.google.com/news/url?sa=tamp;fd=Ramp;usg=AFQjCNHMFit75MOUJfWZHEm758R8rGVGygamp;url=http://www.azcentral.com/arizonarepublic/news/articles/2012/02/01/20120201obama-unveils-plan-housing.htmlnobrArizona Republic/nobr/a/fontbr /font class=p size=-1a class=p href=http://news.google.com/news/more?ncl=dUdqwM-rb7a_mHMDQA0me15Q9KXsMamp;ned=usnobrball 1,126 news articlesnbsp;raquo;/b/nobr/a/font/div/font/td/tr/table
